Traditional Life Insurance

It is essential to prepare for the unthinkable. Making certain that our loved ones are not burdened by unfortunate circumstances is a critical decision in any form of financial planning for wealth creation and preservation.

Insurance 101

So Why Life Insurance?

Life insurance, at it's core, is a means to protect the financial future of your loved ones against an unexpected death. Life insurance can also be essential as a supplemental savings tool and for estate preservation.

There are numerous ways to accomplish your financial goals. However, the foundation of any successful financial plan starts with risk management. A properly structured life insurance portfolio is an attractive risk management strategy with tax-free death benefits to beneficiaries. Life insurance can hedge against a loss of your income, satisfy major financial obligations (debts, loans), financial goals (education, spousal retirement) and any final expenses that may arise upon a death. Dependent upon your needs, there are a variety of life insurance products to choose from.

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Hester Insurance Group, LLC and Spearhead Capital, LLC, are not affiliated by ownership.